Planter Life is a proudly South African financial solutions organisation, offering life insurance, long-term savings, and accounting services tailored to your needs.
Planter Life is a proudly South African-founded financial services organisation operating in long-term Life Insurance, Long-Term Savings, and Accounting Services. Our shared-value Insurance model delivers better financial advice and value for clients, superior actuarial dynamics for the insurer, and a healthier society.
Key to delivering on our model is a deep understanding of the reasons for the shift in the nature of risk. We will not compromise our clients' personal details — our relationship is built on Trust, Reliability, Transparency and Secure business practices.
Consistently trustworthy, transparent and reliable with clients and suppliers.
Treating clients with dignity and respect, demonstrating the highest degree of confidentiality.
Persistently choosing high, attainable goals to give clients genuine peace of mind.
"Let's change the way we take care of our families."
— Planter Life
Tailored from our Insurance Partners — real insurance solutions for real people.
Comprehensive funeral cover plans for individuals and families, with grocery vouchers and immediate payout benefits.
View plans →Protect your family's financial future with our flexible grocery cover options tailored to your life stage.
View plans →Affordable premiums with meaningful payout benefits. All plans include grocery vouchers to help families during difficult times.
| Cover Type | Age | Premium |
|---|---|---|
| Policy Holder + Spouse + Up to 6 Children under 21 | 18–64 | R240 |
Add extended family members to your Family Plan A at the following additional monthly costs:
| Age Group | Premium | Payout Benefits |
|---|---|---|
| 18-64 | R90 | R15 000 |
| 65-74 | R250 | R15 000 |
| Cover Type | Age | Premium | Payout Benefit |
|---|---|---|---|
| Policy Holder + Spouse + Up to 6 Children under 21 | 65-74 | R310 | R15 000 |
Add extended family members to your Family Plan B at the following additional monthly costs:
| Age Group | Premium | Payout Benefit |
|---|---|---|
| 18-64 | R120 | R30 000 |
| Cover Type | Age | Premium | Payout Benefit |
|---|---|---|---|
| Policy Holder + Spouse + Up to 6 Children under 21 | 18–64 | R590 | R30 000 |
| Cover Type | Age | Premium | Payout Benefit |
|---|---|---|---|
| Policy Holder + Spouse + Up to 6 Children under 21 | 64-74 | R830 | R30 000 |
| Age Group | Payout Option 1 (Basic) | Payout Option 2(Enhanced) | PREMIUM |
|---|---|---|---|
| Still Born – 11 Months | R3 750 | R3 750 | R15 |
| 1–5 Years | R3 750 | R5 000 | R20 |
| 6–13 Years | R7 500 | R15 000 | R35 |
| 14–21 Years | R10 000 | R20 000 | R50 |
| Class | Coverage | Total People | Premium | |
|---|---|---|---|---|
| Class 1 | 2 Adults + 6 Children (under 21) | 8 people | R110 /month | |
| Class 2 | 3 Adults + 6 Children (under 21) | 9 people | R250 /month | |
| Class 3 | 4 Adults + 6 Children (under 21) | 10 people | R350 /month |
* Terms & Conditions Apply. Planter Life is an Authorised Financial Service Provider FSP 50648.
6 Months — Calculated from the 1st Premium to 180 days.
Calculated after 12 premiums have been paid.
Covered after the first premium collection — no waiting period.
Covered after the first premium collection — no waiting period.
* Terms & Conditions Apply
Planter Life offers premium granite tombstones crafted with strength and dignity. Each design is created to last for generations and reflect the memory of your loved one with respect.
A wide selection of tombstone options, grouped into easy-to-choose menus for every family's needs and budget. Built to last for generations.
Affordable monthly instalments make it accessible for everyone — families can prepare without financial pressure while still receiving a beautiful, high-quality tombstone.
Each tombstone is crafted to reflect the unique memory and legacy of your loved one, with respectful and personalised design options.
We offer multiple payment methods to make your premium payments easy and hassle-free.
